Last updated: October 27, 2026
Each template is a small CSV file — a few kilobytes — that opens in Google Sheets, Microsoft Excel, or LibreOffice Calc, with the totals already wired as formulas. Download one, save your own copy, and enter your figures as the quarter, the month, or the payoff actually happens. Every template pairs with the calculator that runs the same job in your browser: the calculator gives the answer now, the template keeps the record. Two of the four are pre-filled with their calculator's own worked example, so you can check the sheet against the tool before trusting it with your real numbers.
The licence
Every template on this page is free for personal use, under the same line that is printed inside every file:
Free for personal use — please don't redistribute or resell. © TallyUp (tallyuptools.com)
Use a template for your own finances for as long as you like. Please don't pass the file on, post it elsewhere, or sell it — link to this page instead, so the person you send it to gets the current version.
The four templates
Quarterly Tax Worksheet
What it's for: one row per quarter of tax year 2026 — income, expenses, net profit, estimated tax, and amount paid — with net profit, balance due, and the year totals calculated for you. The four due dates are pre-filled from the verified table: April 15, June 15, and September 15, 2026, and January 15, 2027.
Format: CSV · Size: 1.6 KB · Opens in Google Sheets, Excel, and LibreOffice Calc.
Download the Quarterly Tax Worksheet (CSV)
Pairs with: Quarterly Estimated Tax Calculator — size each payment there, record it here. Due dates from Estimated Tax Deadlines.
Planning the year rather than recording it? The Freelancer Tax-Year Planner walks the same year in four steps and hands off to the calculators with your figures filled in.
Debt Payoff Tracker
What it's for: one row per debt — name, balance, APR, and minimum payment — with a payoff-order column for the snowball (smallest balance first) and one for the avalanche (highest APR first). The file is pre-filled with the calculator's default example debts — the tool's defaults are its worked example: Store card $1,800 at 24.99% APR with a $50 minimum, Visa $6,500 at 19.99% with a $150 minimum, and Personal loan $4,200 at 11.99% with a $120 minimum, plus the default $200/month extra payment — so you can run the defaults in the tool and check the sheet's totals ($12,500 of balances, $320/month of minimums) and its check rows (snowball: 31 months, $3,171.54 of interest; avalanche: 30 months, $2,877.66) against it before replacing them with your own debts.
Format: CSV · Size: 1.8 KB · Opens in Google Sheets, Excel, and LibreOffice Calc.
Download the Debt Payoff Tracker (CSV)
Pairs with: Debt Snowball vs Avalanche Calculator — compare the two strategies there, track the one you pick here. Background: Debt Snowball vs Avalanche.
Freelance Income & Expense Log
What it's for: a monthly log of freelance income against deductible business expenses, one row per month with a year-total row. The expense columns are software & subscriptions, insurance, equipment, phone, coworking / rent, professional fees, home office, mileage / travel, and other expenses; total expenses and net profit calculate themselves, and the year's net profit is the figure the tax estimator runs on.
Format: CSV · Size: 2.2 KB · Opens in Google Sheets, Excel, and LibreOffice Calc.
Download the Freelance Income & Expense Log (CSV)
Pairs with: Self-Employment Tax Estimator — run the year-total net profit there for the tax picture. The math, explained: How to Calculate Self-Employment Tax.
Emergency Fund Tracker
What it's for: size the target — monthly essentials multiplied by your target months — then track the build month by month: contribution, running total, and gap to target. The target block is pre-filled with the calculator's worked example ($3,200/month of essentials, a 6-month target of $19,200, $5,000 already saved, $400/month going in, a $14,200 gap) so you can check the sheet against the tool, then replace every figure with your own.
Format: CSV · Size: 3.2 KB · Opens in Google Sheets, Excel, and LibreOffice Calc.
Download the Emergency Fund Tracker (CSV)
Pairs with: Emergency Fund Calculator — the timeline, with and without interest. Not sure how many months to target? Start with the Emergency Fund Target Checker.
How to use a template
- Download the CSV from its card above. The file is a few kilobytes and downloads immediately — no signup, no email.
- Open it in your spreadsheet app — Google Sheets, Microsoft Excel, or LibreOffice Calc all read CSV directly. Every total is a live formula, so the sheet calculates as you type.
- Save your own copy first. The first three rows of every file are the template's name, its licence line, and its estimates line — leave them in place and the file always says where it came from and what its example figures are.
- Replace the example figures with yours. Where a file is pre-filled, those figures are the paired calculator's worked example, kept so you can verify the sheet against the tool. Your entered figures are yours — nothing you type is sent anywhere.
The estimates line inside every file, word for word: Figures you enter are yours; any pre-filled examples are estimates for illustration — verify with the matching calculator at tallyuptools.com. The templates keep records and run the same arithmetic as the calculators; they do not file anything, pay anything, or replace the calculator's fuller working.
A pilot, on purpose
There are four templates here, not forty. This page is the pilot for a possible library: it expands only if these four earn measured use — traffic to this hub and to the pages that link here — rather than on the assumption that more files are automatically better. If a template earns its place, more worksheets follow the same pattern: small, paired with a calculator, and checkable against it.
Estimates for planning only. The templates and the calculators they pair with provide estimates for planning purposes only and are not professional financial or tax advice. Pre-filled example figures are illustrations traced to the paired calculator's worked example on its own page. Verify any figure you rely on with the matching calculator and, for a decision that affects a filing or a plan, with a qualified professional.